Oak Creek Insurance Agency

National Franchise Food

Let Oak Creek Insurance Agency help you "take out" the worry over Restaurant Insurance.

Oak Creek is an authorized distributor of the National Franchise Food Program (NFFP) developed by KAH Insurance.

The NFFP program was put together after extensive research and months of development. This program can be customized to meet any operator's coverage needs or franchise lease agreement with coverage enhancements that may not be available anywhere else in the country.

The rates are extremely aggressive and the quotation process is simplified and expedient. This program is offered through an A rated insurance company and has already been tailored to meet many well known existing franchise chain lease requirements.

The program carrier is familiar with loss control and incident reporting within this industry, and has recently created an "Interactive Claims System" that enables NFFP staff to track and minimize the level of fraudulent occurrences reported. Insurance companies are known to post high reserves for incidents that may result in a claim. This procedure is costly and in many cases, may never result in a legitimate claim. However, insurers count these posted reserves against your experience which increases your premium. The NFFP’s "Interactive Claims System" was developed to minimize unnecessary reserve posting by insurers in order to stabilize premiums.

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Frequently Asked Questions for National Franchise Food Program

1. How do we apply for coverage?
   It's easy! Complete the application below. Fax the application and loss runs to Oak Creek Insurance Agency at 1-800-440-2378. We can usually have the quote for you within a few days.
2. What information is required for a Package quote?
   • Completed, signed NFFP application.
   • Three-years of general liability loss run information.
3. What information is required for a Workers Compensation quote?
   • Completed, signed NFFP application.
   • Five-years of workers compensation loss run information.
   • NCCI or WCIRB Experience Modification Worksheet (if available)
4. Are your rates competitive?
   The coverages we offer through our program are not only very broad, but very reasonably priced.