Oak Creek Insurance Agency

  • About Us
    • Family of Companies
    • Our People
  • Services
    • Personal Insurance
    • Business Insurance
    • Landscape Contractors Insurance
  • Newsletter
  • Contact

July 2, 2014 By Julian

Get A Kit Of Emergency Supplies

Sign_EmergencyRoom1. Get a Kit of emergency supplies.

The first step is to consider how an emergency might affect your individual needs. Plan to make it on your own, for at least three days. It’s possible that you will not have access to disaster assistance, a medical facility or even a drugstore. It is crucial that you and your family think about what kinds of resources you use on a daily basis and what you might do if those resources are limited or not available.

Basic Supplies:

Think first about the basics for survival – food, water, clean air and any life-sustaining items you require to maintain your health, safety and independence. Consider two kits. In one kit put everything you will need to stay where you are and make it on your own for a period of time. The other kit should be a lightweight, smaller version you can take with you if you have to leave your home.

Recommended Supplies to Include in a Basic Kit:

  • Water: one gallon of water per person per day for at least three days, for drinking and sanitation
  • Non-perishable food: Food, at least a three-day supply of non-perishable food and a manual can-opener if kit contains canned food
  • Battery-powered or hand crank radio and a NOAA Weather Radio with tone alert and extra batteries for both
  • Battery-powered or hand-crank cell phone charger
  • Flashlight and extra batteries
  • First aid kit
  • Local maps
  • Whistle to signal for help
  • Dust mask to help filter contaminated air and plastic sheeting and duct tape to shelter-in-place
  • Moist towelettes, garbage bags and plastic ties for personal sanitation
  • Wrench or pliers to turn off utilities
  • Plastic Sheeting and duct tape to shelter-in-place
  • Important family documents
  • Items for unique family needs
  • Pet food, extra water and supplies for your pet or service animal

Include Medications and Medical Supplies:

If you take medicine or use medical supplies on a daily basis, be sure you have what you need on hand to make it on your own for at least a week. You should also keep a copy of your prescriptions as well as dosage or treatment information. If it is not possible to have a week-long supply of medicines and supplies, keep as much as possible on hand and talk to your pharmacist or doctor about what else you should do to prepare.

If you undergo routine treatments administered by a clinic or hospital or if you receive regular services at home such as home health care, meals, oxygen or door-to-door transportation, talk to your service provider about their emergency plans. Work with them to identify back-up service providers within your area and the areas you might evacuate to. If you use medical equipment in your home that requires electricity to operate, talk to your health care provider about what you can do to prepare for its use during a power outage.

Depending on your needs, items for your Go Kit may include:

  • Extra eyeglasses, hearing aids if you have them, or have coverage for them
  • Extra batteries for hearing aids
  • Battery chargers for , motorized wheelchairs or other battery operated medical or assistive technology devices
  • Copies of medical prescriptions, doctors orders, and the style and serial numbers of the support devices you use
  • Medical alert tags or bracelets or written descriptions of your disability and support needs, in case you are unable to describe the situation in an emergency
  • Supplies for your service animal
  • Medical insurance cards, Medicare/Medicaid cards, physician contact information, list of your allergies and health history A list of the local non-profit or community-based organizations that know you or assist people with access and functional needs similar to yours.
  • A laminated personal communication board, if you might need assistance with being understood or understanding others
  • If possible, extra oxygen, insulin, catheters, or other medical supplies you use regularly

If you use a motorized wheelchair, have a light weight manual chair available for emergencies. Know the size and weight of your wheelchair, in addition to whether or not it is collapsible, in case it has to be transported.

Even if you do not use a computer yourself, consider putting important information onto a portable thumb drive for easy transport in an evacuation.

Include copies of important documents in your emergency supply kits such as family records, medical records, wills, deeds, social security number, charge and bank accounts information, and tax records. It is best to keep these documents in a waterproof container. If there is any information related to operating equipment or life-saving devices that you rely on, include those in your emergency kit as well, and also make sure that a trusted friend or family member has a copy of these documents. Include the names and numbers of everyone in your personal support network, as well as your medical and disability service providers. If you have a communication disability, make sure your emergency information includes instructions for the best way to communicate with you.

Also be sure you have cash or travelers checks in your kits in case you need to purchase supplies.

If you have allergies or chemical sensitivities, be sure to include items that you are able to use for personal hygiene and for cleanup.

2. Make a Plan for what you will do in an emergency.

The reality of a disaster situation is that you will likely not have access to everyday conveniences. To plan in advance, think through the details of your everyday life. If there are people who assist you on a daily basis, list who they are and how you will contact them in an emergency.

Create your own personal support network by identifying others who will help you in an emergency. Think about what modes of transportation you use and what alternative modes could serve as back-ups. If you require accessible transportation be sure your alternatives are also accessible.

If you have tools or aids specific to your disability, plan how you would function without them. For example, if you use a communication device, mobility aid, or service animal, what will you do if these are not available? If you require life-sustaining equipment or treatment such as a dialysis machine, find out the location and availability of more than one facility. For every aspect of your daily routine, plan an alternative procedure. Make a plan and write it down. Keep a copy of your plan in your emergency supply kits and a list of important information and contacts in your wallet. Share your plan with your family, friends, service providers and others in your personal support network.

Create a Personal Support Network:

If you anticipate needing assistance during a disaster, make a list of family, friends and others who will be part of your plan. Talk to these people and ask them to be part of your support network. Share each aspect of your emergency plan with everyone in your group, including a friend or relative in another area who would not be impacted by the same emergency who can help if necessary.

Make sure everyone knows how you plan to evacuate your home, school or workplace and where you will go in case of a disaster. Make sure that someone in your personal support network has an extra key to your home and knows where you keep your emergency supplies. Teach them how to use any lifesaving equipment or administer medicine in case of an emergency. If you use a wheelchair, oxygen or other medical equipment show friends how to use these devices so they can move you if necessary or help you evacuate. Practice your plan with those who have agreed to be part of your personal support network.

Inform your employer and co-workers about the assistance you will need in an emergency. This is particularly important if you need to be lifted or carried. Talk about communication difficulties, physical limitations, equipment instructions and medication procedures. If you are deaf or hard of hearing, discuss the best ways to alert you in an emergency. If you have a cognitive or intellectual disability, be sure to work with your employer to determine how to best notify you of an emergency and what instruction methods are easiest for you to follow. Always participate in exercises, trainings and emergency drills offered by your employer.

Develop a Family Communications Plan:

Your family may not be together when disaster strikes so plan how you will contact one another and review what you will do in different situations. Consider a plan where each family member calls, sends a text message or e-mails the same friend or relative in the event of an emergency. It may be easier to make a long-distance phone call than to call across town, so an out-of-town contact, not in the impacted area, may be in a better position to communicate among separated family members. You may have trouble getting through, or the phone system may be down altogether, but be patient. For more information on how to develop a family communications plan, visit www.ready.gov.

Deciding to Stay or Go:

Depending on your circumstances and the nature of the emergency, the first important decision is whether you stay or go. You should understand and plan for both possibilities. Use common sense and available information to determine if there is immediate danger. In any emergency, local authorities may or may not immediately be able to provide information on what is happening and what you should do. However, you should monitor television radio internet or social media news reports for information or official instructions as they become available. If you’re specifically told to evacuate or seek medical treatment, do so immediately. If you require additional travel time or need transportation assistance, make these arrangements in advance.

Consider Your Service Animal or Pets:

Whether you decide to stay put in an emergency or evacuate to a safer location, you will need to make plans in advance or your service animal and pets. Keep in mind that what’s best for you is typically what’s best for your animals. If you must evacuate, take your pets with you, if possible. However, if you are going to a public shelter, it is important to understand that by law only service animals must be allowed inside. Plan in advance for shelter alternatives that will work for both you and your animals; consider loved ones or friends outside of your immediate area, pet-friendly shelters and veterinarians who would be willing to take in you and your pets in an emergency. For more information about pet preparedness, visit www.ready.gov.

Staying Put:

Whether you are at home or elsewhere, there may be situations when it’s simply best to stay where you are and avoid any uncertainty outside. Consider what you can do to safely shelter- in-place alone or with friends, family or neighbors, also consider how a shelter designated for the public would meet your needs. Work with local emergency managers and others in your community on preparing shelters in advance to meet the access and functional needs of children and adults with disabilities (go to www.fema.gov/about/odic to learn more about functional needs support services in general population shelters) . If you have options and decide to stay put and shelter in place, consider that you may be without electricity, phone service and accessible roads for days or longer, depending on circumstances.

Evacuation:

There may be conditions in which you will decide to get away or there may be situations when you may be ordered to leave. Plan how you will get away and anticipate where you will go. Choose several destinations in different directions so you have options in an emergency. Ask about evacuation plans at the places where you spend time including work, school, community organizations and other places you frequent. If you typically rely on elevators, work with others to develop back-up plans for evacuation in case they are not working.

Fire Safety:

Plan two ways out of every room in case of fire. Check for items such as bookcases, hanging pictures, or overhead lights that could fall and block an escape path. Check hallways, stairwells, doorways, windows and other areas for hazards that may keep you from safely leaving a building during an emergency, Secure or remove furniture and objects that may block your path, if there are aspects of preparing your home or workplace that you are not able to do yourself, enlist the help of your personal support network.

Contact Your Local Emergency Information Management Office:

Some local emergency management offices maintain registries for people with disabilities.

Some registries are only used to collect planning information, others may be used to offer assistance in emergencies. If you add your name and information to a registry, Be sure you understand what you can expect. Be aware that a registry is NEVER a substitute for personal preparedness. Even if the registry may be linked to first responders, assistance may not be available for hours or days in a disaster. Contact your local emergency management agency to see if these services exist where you live or visit www.ready.gov to find links to government offices in your area. In addition, wearing medical alert tags or bracelets that identify your access and functional needs can be a crucial aid in an emergency situation. When traveling, consider alerting hotel or motel workers if you will need help in a disaster situation, as a part of your plan.

Finances:

Arrange electronic payments for your paycheck and federal benefits.
The Direct Express® prepaid debit card is designed as a safe and easy alternative to paper checks for people who don’t have a bank account. Sign up is easy, call toll-free at (877) 212-9991 (phone), (866) 569-0447(TTY) or sign up online at www.USDirectExpress.com. Signing up for direct deposit or the Direct Express card is a simple but important step that can help protect your family’s access to funds in case the unthinkable were to happen. If you or those close to you are still receiving Social Security or other federal benefits by check, please consider switching to one of these safer, easier options today.

3. Be Informed about what might happen.

Some of the things you can do to prepare for the unexpected, such as assembling an emergency supply kit and making an emergency plan are the same regardless of the type of emergency. However, it’s important to stay informed about what might happen and know what types of emergencies are likely to affect your region. For more information about specific types of emergencies, visit www.ready.gov.

Be prepared to adapt this information to your personal circumstances and make every effort to follow instructions received from authorities on the scene. Above all, stay calm, be patient and think before you act. With these simple preparations, you can be ready for the unexpected.

In addition to your personal preparedness, consider getting involved in neighborhood and community emergency preparedness activities. Assist emergency planners and others in considering the preparedness needs of the whole community, including people with disabilities and others with access and functional needs. Communities are stronger and more resilient when everyone joins the team. People with disabilities often have experience in adapting and problem solving that can be very useful skills in emergencies.

Preparing Makes Sense for People with Disabilities, Others with Access and Functional Needs, and the Whole Community.

Get Ready Now. This information was developed by the US. Department of Homeland Security in consultation with AARP, the American Red Cross and the National Organization on Disability and updated by the FEMA Office of Disability Integration and Coordination.

Source: FEMA, “Get a Kit of Emergency Supplies” http://www.ready.gov website. Accessed November 28, 2015. http://www.ready.gov/sites/default/files/documents/files/PrinterFriendly_Disabilities.pdf

© Copyright 2016 intouch Business, Inc. All rights reserved. Certain names and articles used with permission of owners. Trade names mentioned herein are owned by third parties.

Filed Under: Commercial, Disaster, Home, Personal, Theme 47

July 2, 2014 By Julian

Make A Plan

Misc_PlanningProcessChartYour family may not be together when a disaster strikes so it is important to plan in advance: how you will get to a safe place; how you will contact one another; how you will get back together; and what you will do in different situations. Read more about Family Communication during an emergency.

Ready.gov has made it simple for you to make a family emergency plan. Download the Family Communication Plan for Parents and Kids (PDF) and fill out the sections before printing it or emailing it to your family and friends.

You should also inquire about emergency plans at places where your family spends time: work, daycare and school, faith organizations, sports events and commuting. If no plans exist, consider volunteering to help create one. Talk to community leaders, your colleagues, neighbors and members of faith or civic organizations about how you can work together in the event of an emergency. You will be better prepared to safely reunite your family and loved ones during an emergency if you think ahead and communicate with others in advance. Read more about school and workplace plans.

Have a plan for traveling between work and home, and other commonly visited locations, in case of an emergency. Download the Commuter Emergency Plan (PDF).

Source: FEMA, “Make a Plan” http://www.ready.gov website. Accessed December 2, 2015. http://www.ready.gov/make-a-plan

© Copyright 2016. All rights reserved. This content is strictly for informational purposes and although experts have prepared it, the reader should not substitute this information for professional insurance advice. If you have any questions, please consult your insurance professional before acting on any information presented. Read more.

Filed Under: Commercial, Disaster, Miscellaneous, Personal, Theme 47, Theme 86, Weekly Safety Meetings

July 2, 2014 By Julian

Be Informed

Disaster_EmergencyPreparednessChecklistLearn what protective measures to take before, during, and after an emergency

Myth: I don’t need to worry about disasters where I live.

Emergency preparedness is not only for Californians, Midwesterners and Gulf Coast residents. Most communities may be impacted by several types of hazards during a lifetime. Americans also travel more than ever before to areas with different hazard risks than at home.

Knowing what to do before, during and after an emergency is a critical part of being prepared and may make all the difference when seconds count. Use this site to learn about potential emergencies that can happen and how to prepare for and respond to them.

Basic Protective Measures for All Hazards

Some basic protective actions are similar across many different hazards:

  • Physical safety is a concern for all hazards and may involve sheltering or evacuating.
  • Develop a family communications plan 
  • Make an emergency supply kit to be prepared for any type of disaster.
  • Learn about receiving emergency alerts and local emergency plans for shelter and evacuation, local emergency contacts, and local advance alerts and warnings.
  • When recovering from a disaster, safety as well as mental and physical well-being must be considered.

Disaster Specific Preparedness

There are important differences among potential emergencies that should impact the decisions you make and the actions you take.

This site contains the following helpful information for each type of disaster:

  • How to plan with your household and prepare in advance so you are ready
  • Signs of hazardous events that come with very little warning
  • How to protect your household during the disaster
  • Begin recovery following the initial disaster

Learn this information for each type of disaster that could affect you:
•    Natural Disasters
•    Technological & Accidental Hazards
•    Terrorist Hazards
•    Pandemics
•    Home Fires

Source: FEMA, “Be Informed” http://www.ready.gov website. Accessed December 2, 2015. http://www.ready.gov/be-informed

© Copyright 2016. All rights reserved. This content is strictly for informational purposes and although experts have prepared it, the reader should not substitute this information for professional insurance advice. If you have any questions, please consult your insurance professional before acting on any information presented. Read more.

Filed Under: Commercial, Disaster, Home, Personal, Theme 47, Theme 86, Weekly Safety Meetings

July 2, 2014 By Julian Aston

IN: Disaster Preparedness: Simple Steps Everyone Can Take

Dear Valued Customer,

In this issue of the “——————-” we focus on disaster preparedness and the simple, but important steps everyone can take ahead of an emergency.

Emergencies come in many forms, and may require anything from a brief absence from home to a permanent evacuation. Read on to get informed about a kit of emergency supplies. What the recommended basics would include and how to make a plan for what you would do in the event of an emergency.  How you would communicate with your family? The first important decision: whether you stay or go. Looking after your pets, evacuating properly, arranging your finances, and much more.

We trust this information helps ensure the safety of your loved ones. We appreciate your continued business and look forward to serving you.

Kind regards,

Filed Under: Commercial, Disaster, Home, Personal, Theme 47

OakCreek_Button_CallUs OakCreek_Button_PersonalInsuranceQutoe OakCreek_Button_BusinessInsuranceQutoe OakCreek_Button_LandscapeContractorsQutoe



Copyright © 2023 · Oak Creek Insurance Agency. All Rights Reserved. Oak Creek Insurance Agency a division of Landscape Contractors Insurance Services, Inc.
1835 N. Fine Ave | Fresno CA 93727 | Tel 800.628.8735 | Fax 559.650.3558 CA LIC # 0755906 Site design by INTOUCH.