Renters insurance can give you the protection you need at a price you can afford. To give you the maximum in flexibility and affordability, we can provide solid, basic coverage and let you add more options if you need them.
The essentials of quality protection
Renters policy covers:
- Many other personal belongings
- Some of the improvements you’ve made to the rental unit
- Covered items you take while traveling
- Additional living expenses if you have to move out during repairs
Personal liability coverage provides protection if a guest is accidentally injured while in your home, or their property is damaged and the damage is caused by you, members of your household or your pets and your personal activities.
Your policy can also cover you for costs associated with defending you in a lawsuit related to an injury or property damage.
The extra protection that’s right for you
While the basic renters insurance may be appropriate for some people who live in rental units, your situation may call for optional coverages for complete protection. Some optional coverages include:
Personal Articles Coverage protects specific high-value items.
Valuable Items Plus provides broader coverage for special property such as jewelry, silverware, fine arts, furs, cameras, guns, musical instruments, and personal computers — without the inconvenience of an appraisal or listing of the insured items.
Contents Replacement Cost allows you to repair or replace most personal property in your apartment with no deduction for depreciation.
Enhanced Home Protection Bundles together our most popular optional coverages to broaden and expand the coverages provided by your basic policy. It includes contents replacement cost.
More personal insurance coverage options: