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July 31, 2014 By Julian

Understanding Your Health Coverage

Workers_MatureBusinessMenDiscussionHealth coverage pays for provider services, medications, hospital care, and special equipment when you’re sick. It’s also important when you’re not sick. Marketplace coverage includes preventive health services like immunizations for children and adults, annual doctor visits for women and seniors, screening and counseling for people of all ages, and more. The best news – it’s free.

Here are 4 things to know about your health coverage:

  1. All Marketplace health plans must provide you with a Summary of Benefits and Coverage, which includes coverage examples showing how the plan might help pay for services.
  2. The actual costs and care will vary by your health care needs and your coverage.
  3. You can use our glossary to understand key terms like copayment, deductible, network, and premium.
  4. If you have questions about your coverage, you can contact your health plan, state Medicaid program, or Children’s Health Insurance Program (CHIP) to get more information.

See why it’s so important to have health coverage and share what you learn with your family and friends.

Source: HealthCare.gov, “Understanding your health coverage.” http://www.healthcare.gov website. Accessed December 2, 2015. https://www.healthcare.gov/blog/understanding-your-health-coverage/

© Copyright 2016. All rights reserved. This content is strictly for informational purposes and although experts have prepared it, the reader should not substitute this information for professional insurance advice. If you have any questions, please consult your insurance professional before acting on any information presented. Read more.

Filed Under: Affordable Care Act, Commercial, Employee Benefits, Health & Benefits, Personal, Theme 96, Theme 97, Wellness Programs

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