Oak Creek Insurance Agency

  • About Us
    • Family of Companies
    • Our People
  • Services
    • Personal Insurance
    • Business Insurance
    • Landscape Contractors Insurance
  • Newsletter
  • Contact

June 14, 2014 By Julian

What Are My Health Coverage Options If I’m Unemployed?

Health-Wellness_MedicalDiagnosisIf you’re unemployed you may qualify for Medicaid, the Children’s Health Insurance Program, or lower costs on Marketplace insurance based on your income.

Your options depend on your household income

Your household size and income, not your employment status, will determine what health coverage options you’re eligible for and how much help you get paying for coverage.

When you apply for Marketplace coverage you will estimate your income for the year.

Learn about how to estimate your income.

Your health coverage options

Based on your income, you may qualify for any of the following:

  • Medicaid. Medicaid provides coverage to millions of Americans with limited incomes or disabilities. Each state’s Medicaid rules are different. Many states have expanded Medicaid to cover more people. You can apply for Medicaid in your state now to see if you are eligible. Or you can fill out a Marketplace application to find out if you will qualify in your state.
  • Children’s Health Insurance Program (CHIP). CHIP provides coverage for children, and in some states pregnant women, in families with incomes too high for Medicaid but too low to afford private insurance. You can apply for CHIP in your state right now to find out if you’re eligible. Or you can fill out a Marketplace application to find out if you’re eligible.
  • Lower costs on Marketplace insurance. You may qualify forlower costs for monthly premiums and out-of-pocket costs on private insurance based on your household size and income. Some people with very low incomes may wind up paying very small premiums. You can apply for Marketplace insurance now.

Source: HealthCare.gov, “What are my health coverage options if I’m unemployed? http://www.HealthCare.gov. Accessed November 30, 2015. https://www.healthcare.gov/what-are-my-health-coverage-options-if-im-unemployed/

© Copyright 2016. All rights reserved. This content is strictly for informational purposes and although experts have prepared it, the reader should not substitute this information for professional insurance advice. If you have any questions, please consult your insurance professional before acting on any information presented. Read more.

Filed Under: Health & Benefits, Personal, Theme 26

OakCreek_Button_CallUs OakCreek_Button_PersonalInsuranceQutoe OakCreek_Button_BusinessInsuranceQutoe OakCreek_Button_LandscapeContractorsQutoe



Copyright © 2023 · Oak Creek Insurance Agency. All Rights Reserved. Oak Creek Insurance Agency a division of Landscape Contractors Insurance Services, Inc.
1835 N. Fine Ave | Fresno CA 93727 | Tel 800.628.8735 | Fax 559.650.3558 CA LIC # 0755906 Site design by INTOUCH.