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August 7, 2014 By Julian

What Is A Contractors Equipment Insurance Floater?

People_QuestionManBusiness owners often do not realize that their business personal property coverage is limited to fixed locations specified in the policies. If you own equipment that moves between job sites or other locations, you need to consider an equipment floater policy that will cover this type of equipment. This policy can often be purchased at a relatively low cost.

A contractors equipment floater insurance could cover any kind of equipment from expensive tools to cranes and tractors, used in various contracting work, from road and building construction, to pipelines and renovation. The coverage is for direct physical loss to the equipment. You may also add rental reimbursement coverage for substitute equipment if covered property is damaged or lost.

 

© Copyright 2016. All rights reserved. This content is strictly for informational purposes and although experts have prepared it, the reader should not substitute this information for professional insurance advice. If you have any questions, please consult your insurance professional before acting on any information presented. Read more.

Filed Under: Commercial, Specialty, Theme 132

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